SOULFRESH APAC PTY LTD (ACN 603 119 688)
PRIVACY ACT 1988 (CTH) – CUSTOMER AUTHORITY AND ACKNOWLEDGEMENT

SOULFRESH APAC PTY LTD (“Soulfresh”) may provide information about me/us (“Customer/Credit Applicant”) to a credit reporting agency before, during or after the provision of credit to me/us for the following purposes:

1. to obtain a consumer credit report about me/us; and
2. to allow the credit reporting agency to create or maintain a credit information file containing information about me/us.

This information includes, but is not limited to:

1. my/our name(s), sex(s), address and the previous two addresses, date(s) of birth, name(s) of employer(s) and driverslicence number(s);
2. my/our Credit Application;
3. my/our credit worthiness, credit standing, credit history or credit capacity;
4. loan repayments which are overdue by more than 60 days and for which debt collection activity has commenced;
5. advice that my/our loan repayments are no longer overdue in respect of any default that has been listed;
6. information that, in the opinion of Soulfresh I/we have committed a serious credit infringement, that is, acted fraudulently or shown an intention not to comply with my/our credit obligations; and
7. dishonoured cheques drawn by me/us for $100.00 or more which have been dishonoured more than once.

• I/we agree that Soulfresh may obtain a consumer credit report containing information about me/us from a credit reporting agency and that Soulfresh may conduct a search of the Personal Property Securities Register, for the purpose ofassessing my/our Credit Application.
• I/we agree that Soulfresh may disclose to persons who are a Guarantor or who may become a Guarantor, a credit reportabout me/us from a credit reporting agency for the purpose of a Guarantor deciding whether to be a Guarantor, orSoulfresh keeping an existing Guarantor informed about the Guarantor’s Guarantee.
• I/we agree that Soulfresh may exchange information about me/us to my/our credit providers including those named in aconsumer credit report issued by a credit reporting agency:

                   – To assess my/or Credit Application;
                   – To notify other credit providers of a default by me/us;
                   – To exchange information with my/our other credit providers as to the status of my/our Credit Application and credit facility with Soulfresh when                         I/we are in default with other credit providers; and
                   – To assess my/our credit worthiness, credit standing, credit history or credit capacity

• I/we understand that Soulfresh shall to the best of its ability in accordance with the Privacy Act 1988 (Cth) ensure that my/our personal and credit information will be collected, used, disclosed or otherwise transmitted, stored and protected against loss, unauthorised access, use or modification. I/we also understand that Soulfresh must, upon giving reasonable notice of my/our request in writing, make available my/our personal and credit information for viewing or amendment.